Protect your investment in your boat with Farmers Union Mutual's watercraft insurance.

• Covers direct physical loss of your boat, motor, trailer and equipment attached to the boat based on its value.
  
  
• Includes coverage of direct physical loss of insured watercraft equipment, including anchors, oars, covers, extra batteries and gas tanks, water skis, electric trolling motors and depth finders. Coverage limited to 10% of coverage on boat, motor and trailer. (Higher limits are available.)
  
  
• Also covers personal effects (to $100), emergency service (to $100) and salvage recovery. New watercraft are automatically covered for 45 days.

Liability Coverage

• Watercraft liability coverage of $100,000 for bodily injuries or property damage. (Higher limits available.)
  
  
• Covers passengers' medical expenses, first aid, defense attorney fees and removal of sunken boat.
  
  
• Optional coverage available for boat lift.