Mobile Homes

• Comprehensive coverage on mobile home, adjacent structures and personal effects
  
  

Motorcycles

Covers virtually all production cycles.

Special programs for:

• Harley-Davidson bikes
• Touring cyclists
• Adult cyclists with good driving records
  
  

Custom Farming

Provides a complete package of coverages for custom farming operations that are conducted outside of the state of North Dakota.

Livestock Mortality

Non-guaranteed renewable term life insurance for valuable animals, primarily horses and cattle.

The policy covers against loss by death from all natural causes including death from sickness or disease, or accident, fire or lightning, occurring within the term of the policy.

Bonding

• Surety Bonds—bonds that guarantee performance of a contract or obligation
• Fidelity Bonds—bonds that reimburse a party for loss of money or other property caused by the dishonest acts of a bonded party.
  
  

North Dakota Insurance Reserve Fund

A North Dakota entity that provides general liability coverage including personal injury and property damage, errors and omissions coverage, automobile coverage including garagekeepers coverage, and inland marine coverage on various types of personal property for public entities that are funded by taxes.

Equipment Breakdown

Offers protection from the costs associated with insured losses to a facility's equipment.

It pays for:

• Direct property loss—the cost to repair or replace the damaged equipment
• Extra expense losses when a breakdown causes business interruption
• Other expenses incurred to limit the loss or speed up business restoration
• Loss value of spoiled products or materials
  

Directors and Officers

Provides coverage for corporate officers and directors who may be sued for the breach of corporate duties.

Truck Insurance

Markets available for insuring most trucking operations.

Insurance coverage includes:

• General Liability
• Auto Liabiltiy
• Auto Physical Damage
• Cargo Coverage
• State Filings